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30.5.07 what small dfw thing will you do/have you done today?
hypno06
Posts: 32,296 Forumite
Hello lovely DFWers. 
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- check online banking and start working out June's budgets
- not increase my debt in any way
- get more of my "old chestnut" paperwork tackled
- put in a claim for a refund I had forgotten about
- be positive
- send everyone with pack ups
- make storecupboard dinner
Have a good day everyone xx
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- check online banking and start working out June's budgets
- not increase my debt in any way
- get more of my "old chestnut" paperwork tackled
- put in a claim for a refund I had forgotten about
- be positive
- send everyone with pack ups
- make storecupboard dinner
Have a good day everyone xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Morning Hypno & all to follow
Today I will be -
- staying at home not spending money, doing housework and ironing
- making hm bread for lunch
- making hm cookies and cakes for munchies
- piggy clicks and comps
Have a great day.0 -
morning guys....
already today I have...
- made breakfast and lunch for work
- walked to work (saving bus fare)
for the rest of the day I will...
- work out my budget for June
- look into flogging stuff on ebay / amazon
- walk home from work
- make dinner from cupboard.
have a good one!
Little Pickle
xox0 -
Morning all.
Today I have already:
Listed 27 items on Amazon
Parcelled up one sale.
Post another payment for my store card.
Taken a packed lunch to work
Today I will:
Posted 3 amazon parcels
Buy some brown paper for Amazon parcels.
Have a freezer/store cupboard dinner.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
My debts aren't huge (£1500), but are made up of mortgage arrears which are about to get me in a real pickle so today I'm heading down to my bank to pay £500 off them.0
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Today I..
- had good breakfast so no need to snack
- bought left-over pasta for lunch so no need to buy lunch
- will have a NSD (apart from work bus fare)
- pigsback/ipoints etc.
- check online banking and work out budget for holiday planning etc and paying debts
Good luck everyone!Fiona xx
:easter_ba
Proud to be dealing with our debts
Lightbulb moment - September 2006.
Got organised, got a joint account, stopped overspending.
Debt free date: December 2009 - we can do it!
# IA's Lose the belly, bum (and the debt) challenge 2008
Halve our debt in 2008 / Pay off the rest in 2009
Goals by July 2008:
* Former employer overpayment with £1,800 remaining...
* 0% Virgin Credit card with £1,800 (we needed a holiday...!)0 -
today i will -
look at my online banking and move some money from my account to oh account to avoid overdraft.
will also go to town and pay in 2 cheques from ebay.0 -
Afternoon all! Today I have:
- got together what I need to send out an Amazon CD.
- listed another book on Amazon.
- got into the swing of only switching on the hot water when I *need* it, and not "just in case".
Later on I'll be:
- sending off the Amazon parcel.
- listing more on Amazon (annoyed that some of what I tried to list doesn't have a sale code so isn't eligible, but some of the prices really surprised me - a little cookery book I bought for 15p 30 years ago sells for minimum £1, and a CD by a cult American TV actor goes for £17!! *Good* surprises, of course.
- finishing off my accounts work on my bankings (and therefore clearing the table, phew).
- doing some analysis of my financial practice.
- sitting down with a cup of coffee and a bar of chocolate - need a reward today, I did too much work and had too much cheese yesterday, felt terrible this morning, completely my own fault, and yet I got through the paid work I had (one more hour to go) so after posting Amazon, its definitely some *me* time.2023: the year I get to buy a car0 -
'Tis a terrible thing to be boastful
, but MSE Martin pressed my 'thanks' button this morning on another thread and it has absolutely made my day :j . I have wandered about with an inexplicably daft on my face, even my mum asked me what was up, and it made me even more specially determined not to spend any money today (in the face of much temptation) :T . Official DFW Nerd No 096 - Proud to have dealt with my debt!0 -
Today I have/will
- had a NSD
- collected some curtains from freecycle
- Staying up until midnight just so I can make my debt repayments when my wages hit my account!
- Listing more books on Green Metropolis (if I can drag myself away from the boards!) Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT
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Evening all
Today I:
* got the bus to work and back again
* managed to get a lift to the bus station from work
* checked on-line banking
* am having some home made potato wedges for dinner... yum!
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0
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