In love but stuck!

03jatkin

Me and the other half have been looking at new build properties aiming for around the 100K mark and where looking at doing a 5% deposit with one of the new homes initiative, however we have just this week viewed a flat in a perfect location at 130,000 asking which is not a new build, I think we could probably gather enough for a 5% deposit but I'm fairly certain we can't do that without a gov backed scheme.

Does anybody know of anyway you can or Even if you can get a 95% mortgage on a property or some way we could get away with a 5% deposit on the house? I know it's a longshot but thought I would ask.

monty-doggy

You are better seeing a whole of market independent broker. They have access to hundreds of mortgages not on the night street.

03jatkin

Ok thankyou! Ill give one a call

amnblog

If you have:

A parent who can act as guarantor

or

a top end credit file

(preferably both)

You may have some options via a broker.