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Oakdene
Posts: 2,560 Forumite
Hi all
Firstly thank you to anyone who reads this.
It seems like a good idea & will help keep me on track.
I got into trouble with the old payday loans, fell into the trap of thinking it would be ok but ended up with 4 before I knew it. I then thought 'maybe a credit card would do for emergencies' but again I maxed that out before I knew it.
Finally got the balls to wake up & sort it out & after trying to talk to the people I owed money to I had to enter Debt Management.
I ended up on a plan where i pay £80 a month & Im making small payments on my CC. Its my aim to clear my CC by the end of the year & Im hoping to have cleared the debt management in 12 months, which would be halving the amount of time they said it would take.
Fingers Crossed!1
Firstly thank you to anyone who reads this.
It seems like a good idea & will help keep me on track.
I got into trouble with the old payday loans, fell into the trap of thinking it would be ok but ended up with 4 before I knew it. I then thought 'maybe a credit card would do for emergencies' but again I maxed that out before I knew it.
Finally got the balls to wake up & sort it out & after trying to talk to the people I owed money to I had to enter Debt Management.
I ended up on a plan where i pay £80 a month & Im making small payments on my CC. Its my aim to clear my CC by the end of the year & Im hoping to have cleared the debt management in 12 months, which would be halving the amount of time they said it would take.
Fingers Crossed!1
Dwy galon, un dyhead,
Dwy dafod ond un iaith,
Dwy raff yn cydio’n ddolen,
Dau enaid ond un taith.
Dwy dafod ond un iaith,
Dwy raff yn cydio’n ddolen,
Dau enaid ond un taith.
0
Comments
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Right so I have come up with a plan as I am desperate to sort this out!
I have decided I will live on £40 a week which includes my shopping, fuel & living as I dont need to travel that far this will enable me to save as much as possible to get rid of this debt!!
So far so good.Dwy galon, un dyhead,
Dwy dafod ond un iaith,
Dwy raff yn cydio’n ddolen,
Dau enaid ond un taith.0
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