totally worn out !!!!!!!!!!

blackangeluk

Hi Miss Pinkybinks

Well done on posting and getting the 0% card with Natwest :T

I would personally put Next onto the card given it is such a high interest rate - I had a Next account as well and had no idea the interest was so high. Presumably Natwest card is for 12 months, so transfer the whole of Next and some of Mint and then try and reduce the Mint card with overpayments if you are able to from the savings on the Next.

Good luck

moonlightpjs

Hi Mrs P
First of all I would pay off Next as this is the highest APR then cancel your account. That should leave you with approx £350 to pay off Mint bringing the balance down to below £4000 - I would then ring Mint and ask for a better rate - you can but ask and I know people on here have been successful in this. Is there any available credit on your Braclaycard so you could transfer some of the Mint debt over to the BC which has a lower APR.

Also, it might be worth you looking at https://www.entitledto.co.uk just to see that you are getting all beenfits due to you.

mrs_pinkybinks

hi thanks for responses i will def pay off that next card and then bit off mint. as regards to barclaycard i have transfered any available already to mint card. only have about £700 credit on that card as only had for 8 months. it is life of balance card though so as soon as some has been paid off this i will transfer some more. its such a juggling act . i do feel a bit better now i have had chat with you guys:D
miss PB