Chances of getting a mortgage

Zman786

Deleted message.

kingstreet

You are only investigating this now, having made an offer?

If you had doubts, you should have obtained an agreement in principle before you started the buying process; preferably with a lender with a reliable "hard search" system.

Ensure you state any recently repaid debit balances on the application, ticking the "to be repaid on, or before completion" box.

Assuming you will use a credit scoring lender, your overall application data should see you accepted.

Zman786

kingstreet wrote: »

You are only investigating this now, having made an offer?

If you had doubts, you should have obtained an agreement in principle before you started the buying process; preferably with a lender with a reliable "hard search" system.

Ensure you state any recently repaid debit balances on the application, ticking the "to be repaid on, or before completion" box.

Assuming you will use a credit scoring lender, your overall application data should see you accepted.

We have an agreement in principle from London and Country and also Countrywide.

Experian_company_representative

Lenders update credit report information once a month, so the new balances should be reflected soon.

James

amnblog

So you have already had two brokers run credit scores.

Please deal with only one broker or everyone will lose out.