Another SOA... Is This ok?

sweedart1

Hello again everyone,

Just trying to finalise my SOA!! Do just put my cost of living or do i put everything i pay out on debts now?

Will this SOA be ok?

Rent £400
Council Tax £70
Gas £25
Electric £40
Bt Line £20 (incoming Calls Only)
Food & Cleaning £280 (Have 2 sons)
School Dinners £60
Sky Package £21
Sky Internet £17
Mobile £30 (pay as you go)
Pets £25 (Sons have 2 rabbits & 1 Guinea Pig)
Football Training £20 (Oldest son plays for local community team)
Lunch at work £48 (£2.40 per day)
TV Licence £15
Haircuts £15
Clothes & Shoes £40
Dry Cleaning £30 (Have to wear a suit everyday)
Medical £30 (waiting for op on foot, needs strapping everyday)
Travel Expense £30
Pocket Money £20
Unison £15
TV £23 (mums catalogue)
Childcare Costs £100
taekwondo £25 (Youngest son)

Grand Total £1372:eek:

Income £1456 Leaving me £84 a month


Debts Monthly

Abbey Loan £210 - £9000 owed
Abbey Visa £80 - £2000 owed
Abbey Mastercard £50 - £1600 owed
Barclaycard £50 _ £1500 owed
Capital One £25 - £450 owed

Hope this is ok, my brain is numb from all this.

Just a couple of things more sorry

1- I cant remember all the dates debts occured. They were so long ago.

2- How can i find out my tax office address?


Any advice would be appreciated, going to the high court tomorrow. Very nervous.

Cheers

sweedart1 x

sweedart1

Hi Blind as a bat,

Water Rates, forgot about them lol. £15 a month

Cheers

Sweedart1

fermi

hi sweedart1

Not sure if you have seen this, but Richard_S compiled a list of common expenses to jog peoples memories. Certainly not all would be allowed by the OR, but it is useful all the same.

You can find it here:

http://forums.moneysavingexpert.com/showthread.html?t=442224

sweedart1

Hi Blind as a bat,

Thank you so much for your help. Your a star.:staradmin
Would never have got through this with this forum.

Sweedart1:rotfl:

Richard_S

Hi sweedart,

Gas and electricity look low, there's nothing wrong with showing negative income in case the O.R disallows something; two sons, phew, if they're anything like our children you can't stop the little "angels" from bumping the thermostat up.

Provision for a holiday £40-£60 / month. Provision for damage to rented property £20-£30 / month; most leases exclude damage to windown, I'll bet you have at least 3 o4 brokes a year

Richard

tigerfeet2006

Hope it all goes well today. Let us know how it went when you get back.