Virgin cc

andys15

Hi. I currently have a virgin credit card with a £6200 limit and £5300 on which is about to come out of the balance transfer period. I could pay of the £5300 straight away from my current account, but only temporarily. At the moment my available money on my cc qualifies for a 0% deal until jul 14. Currently the available is about £800, but if I pay off £5300 tomorrow, would that mean I would be able to do a BT to my current account of £5300 the next day?

YorkshireBoy

I'd leave it a few days personally, and ideally wait until your next statement has been produced.

If you choose to go ahead, remember "tomorrow" is Sunday, so your payment may not register until Tuesday anyway.

chanz4

Not saying they will, but what if you pay it off, then they suddenly yank your limit

leeroy2009

or they don't let you bank your full available credit.

andys15

Yes thanks. I cannot see why they would, but they might. It won't matter as if I cannot then I will just leave a balance on my clarity card. That is 12.9%. So I was hoping to pay virgin, as the 0% runs out next month. Then once it is 0 balance transfer to my clarity and then on 0% again. I just didn't know if it was possible.

chanz4

I know Barclaycard used to yank limits when paid