Santander mortgage through a broker

bd5410

Our mortgage broker has submitted our application for a mortgage with Santander, the broker phoned over a week ago and said Santander had given us a decision in principle and now says she has put a full application in. All sounds good so far but, we haven’t seen any paper work yet, is this normal? When we applied with Nationwide (through the same broker) we had forms to fill in and sign, as part of the full application.
Thanks in advance

Nystagmos

A Santander mortgage was sugested to me yesterday by a broker, and I was told it is submitted electronically by them - so there wouldn't be any forms for you to fill.

Senior_Paper_Monitor

Santander (abbey) require no signatures from the client throughout the process (until the solicitor executes the mortgage deed).

Neither do Nationwide these days - although they did 2 or 3 years ago before their new online system was launched.

Wh05apk

Senior_Paper_Monitor wrote: »

Neither do Nationwide these days - although they did 2 or 3 years ago before their new online system was launched.

Unless it was a "paper" application, which it could be for anything "unusual"

Senior_Paper_Monitor

Tell me about it - have got half a dozen paper apps to do this weekend including a couple for Nationwide (three applicants on most of them - so two forms each). That's my weekend ruined !!

kingstreet

FWIW regardless of lender, I get a declaration and direct debit signed at point of sale and return a copy of the mortgage application to the client, after submission, for their records.

On this particular case, you should have received a KFI for the new Abbey deal before you were expected to confirm it's acceptable?

amnblog

You should have the advisers initial disclosure document and the key feature for the mortgage product as a minimum.

If you want a copy of the mortgage application the broker can print one off of the Abbey system for you.

bd5410

No didn't get key features info for this one