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Expat Mortgages - any advice?
Cintrapark
Posts: 92 Forumite
Can anyone recommend a company that offers expat mortgages in the UK? I'm a UK citizen but am living abroad and wish to remortgage my property. There are added complications by the fact that the country i live in only has observer status in the FATF.
Thanks!
Thanks!
0
Comments
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What is the size and objective of the remortgage?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You will also have an issue, in that UK brokers can I think, only legally "advise" on UK soil, so you may have to return to the uk, to submit an app.
Who do you work for? i.e. is it a government agency or multi-national company?I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
The way I deal with offshore cases is doing them on a non advised basis. Find a broker that operates this way.
Couple of lenders quite good for this and won't require proof of any personal income.
You'll need 25% deposit.
Sorry what is FATF?0 -
UK brokers can I think, only legally "advise" on UK soil
That's a new one.
It wont be regulated in any case, as it is not a residential deal.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
The way I deal with offshore cases is doing them on a non advised basis. Find a broker that operates this way.
Couple of lenders quite good for this and won't require proof of any personal income.
You'll need 25% deposit.
Sorry what is FATF?
Not sure how you can do as "non-advised" do your clients come to you and specify the lender and product?I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
That's a new one.
It wont be regulated in any case, as it is not a residential deal.
Suggest you google "passporting"I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I suspect the original poster is in ChinaI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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