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Payplan dealing at moment should I get loan

keelyf
keelyf Posts: 12 Forumite
Part of the Furniture First Post Combo Breaker
Morning,
Can anyone give me some advice? I have debts which Payplan are dealing with. I have paid £10,795 off, with £19,636 to go! I started paying this in April 2005. I am now starting to get interest from some of my creditors e.g. Lloydstsb, Barclaycard and Bank of Scotland. Payplan don't seem to want to deal with this and say that interest is sorted out when you are getting close to paying off your debts. I am wondering now if it would be better to apply for a loan and deal with my debts that way. At least then I would know my interest from the start and would not get any extra charges and interest. If anyone could give me any advice I would appreciate it.
Thanks

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I suggest you come over to the Debt free wannabee part of the site for extra guidance on this.

    x
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • keelyf
    keelyf Posts: 12 Forumite
    Part of the Furniture First Post Combo Breaker
    Thanks, I have posted where you suggested
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