Need to get a better rate for debt-help?

Joejoe-eyes

Hello all,

I didn't know whether to post this on loans or credit cards-so I'll start here.

I have about £9,000 on a flexible mortgage - acts like a loan though rate is variable and it is provided by our main mortgage provider. The rate is now 6.99% and it will fluctuate with inflation rates.

I want to get a better deal and stop the fluctuating. I have looked at transferring to a credit card using my Egg Money Account to help me transfer. I have looked at the best 'till paid off' credit cards. The Morgan Stanley Platinum Card is no longer available and I can't do M&S More card new transfer rate as I already have one.

Do you have any advice on how to get the rate down (via new loan?) or another credit card to use?

Thanks, Joejoe-eyes

lynzpower

have you tried asking M&S whether they would extend your credit with them to take this on?

barclaycard takes from flexible loans - im not sure what product you have but I know my partner had a cahoot flexi loan and barclaycard took part of that onto a 0% card for 13 months.

HTH