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Remortgaging with C&G

We shall shortly be coming to the end of our fixed rate with C&G. Does anyone please know if the rates shown on the C&G site would be the same if I phoned up or could there be a better deal to be had over the phone?
Mad Mum to 3 wonderful children, 2 foster kittens and 2 big fat cats that never made it to a new home!
Aiming to loose 56 pounds this year. Total to date 44.5 pounds 12.5 to go. Slimming World Rocks!

Comments

  • kingstreet
    kingstreet Posts: 39,351 Forumite
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    It's not a remortgage, so don't look at those rates. They are for borrowers new to the lender coming from elsewhere.

    You need to ask C&G about its product transfer, or existing borrower customer retention rates if you want the technical term. They will not be as good as those for new borrowers.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • kingstreet
    kingstreet Posts: 39,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Worth remembering C&G's 2.5% base rate for long standing borrowers, if you were with them before 1 June 2010 as Andy has kindly linked.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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