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help! bailiffs at my door

:mad: at my door pestering me for sum1 else, what can i do to make them stop?
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Comments

  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Do not open the door - Tell them, if necessary through the letterbox, that you are not the person they are looking for.
    If they do not leave - call the police.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • headoutthesand
    headoutthesand Posts: 1,041 Forumite
    500 Posts
    I feel like an expert in this field.

    If you have a copy of your sale agreement from the house (i.e sols letter confirming the entry date, names etc) photcopy it and keep them handy so that you can hand it out to anyone else who comes knocking.

    Keep a copy in your work too so that if you are lettered you can fax this through to the relevant company.

    I am still having problems with the previous owners debt and we have been here over 3 years now.

    Posts office told me it is ok for you to open mail that comes through your door as long as it has your address on it so open everything.

    Police can't do anything, citizins advice tell you to do the above. If you phone the companied involved tell them they should pass it on to their tracing dept.

    I have been told by all the people in the know (police, solicitor, CAB) it is NOT an offence to use someone elses address to obtain credit - only an offence to use their name and personal details.

    My advise to you just now is to nip it in the bud now and keep EVERY letter that comes through your door.

    Good luck
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Are they definately ballifs? :think:

    They could just be representatives or loan sharks.

    I know it must be quite daunting and frightening but don't ignore them. I would answer the door to them. If they are proper ballifs then you simply proving you own the house should be enough for them to leave. If they start to take things you can call the police as it is theft.

    If they are just representatives they have no right to enter your property. If they do call the police. Get this sorted. By not answering the door they will only keep coming back! :undecided
  • Alfie_E
    Alfie_E Posts: 1,293 Forumite
    If they start to take things you can call the police as it is theft.
    I don’t think that’s strictly correct. If the bailiffs have a warrant for a particular address, they are entitled to take any property from that address where ownership is not clear. If you can provide a receipt with your name on it, they can’t take it. If you don’t have something like that, they can take it.

    As there’s no legal requirement to have any paperwork showing ownership of property, there’s a procedure for when bailiffs take items that aren’t the debtor’s. This requires the owner of the property to go to the court to make a sworn declaration that the property is theirs.
    古池や蛙飛込む水の音
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Alfie_E wrote: »
    I don’t think that’s strictly correct. If the bailiffs have a warrant for a particular address, they are entitled to take any property from that address where ownership is not clear. If you can provide a receipt with your name on it, they can’t take it. If you don’t have something like that, they can take it.

    As there’s no legal requirement to have any paperwork showing ownership of property, there’s a procedure for when bailiffs take items that aren’t the debtor’s. This requires the owner of the property to go to the court to make a sworn declaration that the property is theirs.

    They only have a court order to remove goods that belong to the person on that order. If you give proof of who you are yet they continue to take goods it is theft. :)
  • TBeckett100
    TBeckett100 Posts: 4,732 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    arent they prohibited from afterhours visits?
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    They only have a court order to remove goods that belong to the person on that order. If you give proof of who you are yet they continue to take goods it is theft. :)

    Absolutely Correct.

    For more information: http:https://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/DG_10034289
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Alfie_E
    Alfie_E Posts: 1,293 Forumite
    If you give proof of who you are yet they continue to take goods it is theft. :)
    So they know who you are, but not whose the goods are. If bailiffs had to give up as soon as someone said, “he doesn’t live here” or “that’s not his stuff”, they’d make even fewer successful enforcements. If you show you’re the house owner, that should put enough doubt in the bailiffs’ minds to make them stop. That would be a pragmatic decision on their part. They’d be worried about not getting money for their efforts, not about the police.

    Of course, the first advice is the best advice: keep them out.
    古池や蛙飛込む水の音
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Alfie_E wrote: »
    course, the first advice is the best advice: keep them out.

    But thats not going to stop them coming back is it? :undecided
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Don't open the door, keep them locked just incase.
    Barclaycard 3800

    Nothing to do but hibernate till spring






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