Best Re-mortgage deal?

bargainhunter82

Who has the best re-mortgage deal right now? My 2 year 'welcome' rate is expiring at the end of this month.

Is it is a good idea to re-mortgage or just to pay the higher repayment fee?

R_P_W

Ask abetter question with more info and you might get a proper answer

holly_hobby

"Best" in what way .... fees, rate, penalties, tie in, extras, underwriting ... the list goes on !

So its impossible for anyone to give you a valid answer, given that your personal and financial circs can't be examined.

Accordingly, best advice is to speak to a whole of market mortgage broker, whom will evaluate your status and requirements, and recommend a suitable product from the market (which will include intermediary only access deals).

You could also look to see what existing borrower deals your lender is offering, which will save the hassel of moving (and require no further status or underwriting checks, on a straight transfer of the existing debt).

Hope this helps

Holly

bargainhunter82

thanks Holly. I meant 'best' as in the best rate as i was talking about rates.

R P W - very unhelpful, no thanks for you.

R_P_W

bargainhunter82 wrote: »

thanks Holly. I meant 'best' as in the best rate as i was talking about rates.

R P W - very unhelpful, no thanks for you.

Not after any thanks. My reply is valid.

Yorkie1

There's no need to be rude OP.

You haven't provided any information on which anyone can actually provide any actual response to your question, and RPW's post simply pointed this out.

Your reply still doesn't give enough information for anyone to suggest an answer to the question you actually posted.

Interest rates vary according to the loan to value. You haven't stated this.

Interest rates vary according to the product fee charged. You haven't stated whether you want a fee-free product.

These are just two examples of factors which affect what might be the lowest interest rate.

_Andy_

bargainhunter82 wrote: »

thanks Holly. I meant 'best' as in the best rate as i was talking about rates.

R P W - very unhelpful, no thanks for you.

Why are you being rude? Someone's trying to help you - you may not have realised but with mortgages there's many variables at stake.

Jeez, lose the attitude.

somethingcorporate

It's a perfectly valid response OP:

Is a 2% rate with a £5k fee better than a 2.2% rate with no fee?