My creditors will not accept my payment plan

danno_4

hi,
forget what delboypass has to say.Be strong make them an offer you can afford if they will not except thats there porogative.Stick to your guns,
kindest regards
Danno

lollipop22

Many thanks to all. Some very useful information, and I will definitely contact the organisations for advice.

Im sorry delboypass, I don’t agree with you. Im afraid, if you had looked at my budget info, I already have a secured loan on this property, don’t think I would be able to get anymore.

I said I want to freeze the interest temporarily, not forever...Im sorry I didn’t find your comments very helpful.

I still need to contact Cahoot, about there threat to give me a default notice.

Does anyone have any advice about Default notices?

No word yet from Halifax about accepting my offer.

It all look pretty much temporary, as business is starting to pick up now, and hopefully by July, I may be able to go back to the full repayment, for both this is nearly £500! a month, which will be a struggle. I think the Halifax CC has 18% interest on it. I don’t think now If would be able to switch cards, as my credit rating is so damaged over the last few months. Any advice, please.

Once again many thanks to all who have taken the time to reply.