Dont Have The Money To Pay The Fee To Go Bankrupt!

ebsay2000

Rather than boring you all with my personal details.........

I will say ive got debts of 40 thousand pounds!!!!!!!!!!

I had been living on credit rather claiming benefits. Using cards n overdraft n loan, playing one against the other. (Ive no car and not been on holidays). Everything eventually spirreling out of control.

Only 2 of my 5 creditors have excepted token monthly offers of payments of 1 pound.

Im not working...... i'm ill....now ive braved the benefits people.........i am supposedly 'living' on 59.15 income support a week.

I Havn't paid enough contributions to clam incapacity benefit.

Been turned down twice for DLA.

I do get my housing benefit n council tax paid............. But i have to top up the rent out of my income support by 55 pounds a month. (Rented House)

Ive sold all my music cds and all but 5 of my dvds.

Ive sold what i can....my freezer, dvd player, A tv, collectable ornaments and plates......etc the list goes on....( i was paid rip off prices from secondhand places!) But was/am desperate. Nothing left to sell now.

All this in order to try n survive.

But im now oweing on the gas n tv licence and getting demands from them.

I cancelled what things i could..........ive lived without a phone and internet since january.........when i finally faced up to my debt situation.

CAB are negotiating with my creditors.........although their original advice was to go bankrupt............. I havn't managed to get the 325 pounds to go bankrupt. The other 150 is waived as im on income suppurt.

Things are bad, and just trying to get by with no money for anything......decent food, buses, leaving the house etc.........is a hell.

And not getting any better.

I only reinstated the internet n phone the other week, so i could have some contact with the world and something to occupy myself with. (I dont know how im going to pay for them).

I see no way out of this situation.

I used to worry endlessly about bailiffs.........but now just day to day living with no money is thing.

I cant even move to a cheaper rented place (where i wouldnt have to pay the rent top up) 'cos i dont have the bond, the money for removal men.....im on income support and have a cat. (Im not getting rid of him......i'll starve first.........and i mean that!)

Its surely madness that you need to pay to go bankrupt!!!!!!!

Help..........

whatatwit

Hi ebsay2000, I know very little about bankruptsy (sp), you may be as well to post this query on the sub board dedicated to being made bankrupt.

I hope you get an answer.

ebsay2000

If i have posted this in the wrong section...........can someone please move it for me?

Thankyou.

whatatwit

Hi, I have cut and pasted it onto the other board....go and post your own comments below if you wish...hope they have some answers.

earwig

have you got any credit left on your credit cards what you could use to pay the fee the courts dont mind you useing your cc to pay their fee

fermi

For reference the new thread is here:

http://forums.moneysavingexpert.com/showthread.html?t=463766

ebsay2000

No i have no credit available to me anymore.

ebsay2000

bumped....

wherediditallgo

Some answers have been posted on the other thread for you.