30k debt, is dmp best

Wannabdebtfree

I have contacted pay plan because I tried to get a unsecured loan and couldn't get one. I would ideally like one payment to get rid of the debt in 36 months. At the moment I can afford the minimum payments but the interest is crippling & I will never pay it off.
Pay plan should be coming back to me today with their suggestions. Can anyone advise on a loan company that may lend to me. I have a few defaults where I have forgotten to pay non direct debit things. I can afford to repay £900 per month as this is the minimum I'm paying at the moment.

Moneymash

Hi Newbie,

Your best bet for help is to ask the board guides to move your post to the Debt-Free Wannabe board as you have ended up in the Diary section.

It is unlikely you will get a loan if you already have defaults (no matter the circumstances in which they have occurred). Besides more debt isn't the answer.

Good luck with Payplan later.

Edit: Just seen that you have re-posted on the Debt-Free Wannabe board already.