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mortgage and financial advisor help
Comments
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Your deposit and budget are affordable, so potentially your best next step will be to sit down with a broker..
Certainly enough to go at given the variables, although not sure where in Essex you may get what you need at £140k. You can possibly go a bit higher as suggested, although not a huge amount.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
i think your right, i will have a look for one nearby and have a chat.
i was looking at sudbury as some affordable properties but partner didnt want to live there (think her ex is there). thanks for the help people.
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im 31, partner is 42.
i was hoping for a 30 year plan, but dont think will get one due to partners age?
not sure of repayment budget as that was my question - do i need to see a adviser?
i am looking at £550-£600 i guess as the mortgage payments plus other bills on top-taking it to about £700 ish per month?
100-150pm for bills seems really low?DEBT FREE AT LAST!
Virtual Sealed Pot Challenge 2014 - Member 161
Single Pot 1 Total:£23.32
Joint Account Pot Total:£6.670 -
RockPaperScissors wrote: »100-150pm for bills seems really low?
probably is, but i have no idea what essentials cost, not bothered about things like sky etc0 -
For a three bed house you would be looking around those sort of prices for council tax alone.
It might be an idea to have a look through some peoples SOA's in the Deb Free Wannabe area and see what people are paying out for council tax, phone line, TV licence, water, gas, electricity etc.
Everyones is different of course but it might give you an indication DEBT FREE AT LAST!
Virtual Sealed Pot Challenge 2014 - Member 161
Single Pot 1 Total:£23.32
Joint Account Pot Total:£6.670
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