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Mortgage application - employer checks
welshwizard1927
Posts: 104 Forumite
Any ideas at what stage the lender may check with employers, or indeed whether checks are still undertaken?
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Comments
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Depends on the lender0
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Depends on your app, job, circumstances etc... What makes you think they will check, do you have different circumstances to the norm?An opinion is just that..... An opinion0
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It came up in conversation with a relative, who suggested that was normally the cause of any application delay.
The HR department is like a beast of a machine, and doesn't have a reputation of getting things resolved quickly! Hence I wanted to ensure if they did need to check, it was actually dealt with quickly.0 -
Why do you ask?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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Sounds like NHS? Normally very slow.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
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Mostly lenders work from wage slips P60s and bank statements.
They sometimes need an employers ref for:
Allowances and bonuses
Maternity leave
Probationary periods
Temporary contracts
Promotions and pay rises
If your lender contacts you employer you just need to keep chasing up your end.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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