Getting a mortgage

wudbrudenot2

I declared myself bankrupt in feb 2007 (lots of debt with ex) a year later i was discharged since then i have been renting a house and have since got remarried.recently we went to the bank to see if we could get a mortgage and were given an agreement in principle and told we were ok to go for a mortgage and to go out and find a house, we have a 15% deposit ready and to save a bit more we have moved from our rented house into parents on the thought we have the agreement and could get a mortgage so we have found a house and had an offer accepted to now be told the agreement in principle does not mean a mortgage and we have tried several banks and they have all said no due to the bankruptcy even though its all done with and gone. has anyone else had this and ehat did they do or is it a complete no goer with a mortgage ?

Dave_Ham

You need to leave the high street alone, your solution is unlikely to be found there.

Get your Experian, Equifax and Call Credit files to a decent mortgage broker and with your deposit and other things being equal there should be a solution...

Good luck

bigadaj

OP no point in multiple posting, follow te advice given and contact a broker, yours is a difficult case as you're aware and such cases are toes where a broker can add value.