We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Best 5yr fixed rate 85% ltv mortgage?
sterl1ng
Posts: 609 Forumite
So far I've only looked at 2yr fixed rate mortgages but are having hat with mortgage advisor at one of the EAs I realise 5yr fixed would be better given low rates . Only thing is you pay bit more interest so wondered if any good ones to reccommend? Originally I had planned going with halifax but I think repayment bit too much then I came across coop bank who seem to be 3.69% on 5yr fixed on 85% ltv but before I go with them wanted to know if others worth considering?
0
Comments
-
Wouldn't it be better to ask a broker about this, rather than strangers on the internet?0
-
YBS have one at 3.99% fee £854
Not sure if COOP are lending at the moment ?
May well be a good idea to speak to a "whole of market mortgage broker"0 -
Just my personal opinion but i would fix for 5 years. I just think that a 2 year fix is risking leaving you with a problem if rates go up soon.
go here and take a look for the best rates....
https://compare.moneyadviceservice.org.uk/mortgages/Step10
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards