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Go it alone?

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I have been on a DMP via Payplan since July 2008. After a recent mortgage swap I was able to pay a couple of creditors off leaving only barclaycard, egg (now barclaycard) and a managed loan from HSBC. I over pay the managed loan each month in addition to my payment to Payplan as this is over a much longer term than my payments with Payplan. I have just received my latest barclaycard statement and found that my last payment via Payplan was late. I suppose what I want to know is whether or not I should now go it alone for the remainder of my balances? This way, the payments won't be late and it may make me overpay even more as I will be more in control.
Any advice would be gratefully received.
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