Finally starting our debt free journey!!

caterpillarx

Morning diary.

Just having my morning coffee before the mad rush. DD needs dropping at nursery this morning and then I have work.

We really need some fresh bread but I do have some bread and pittas in the freezer so will use these instead and then that will give me NSD 5.

Hope everyone has a good day, I'm off to peg some washing whilst it looks sunny x

caterpillarx

Morning diary

I've just been looking through the shopping budget and we set aside £350 for food for the month and this includes nappies and milk foe DS, anyway this month I've meal planned everything and stuck to a list all month, so I've just added up spends and we've spent £281 so I'm really happy : ) We don't need anything else now until payday in 7 days.

I've started doing surveys, so far I'm signed up to yougov and my survey but I've not received any surveys yet from yougov. Anyone who gets paid via PayPal with my survey.. Do you just collect points up to £5 worth and then redeem or do you save up for more? I want to use all survey money for the Christmas/Birthday account.

I recently put in a PPI complaint and got a letter yesterday to say I wouldn't be receiving anything back Never mind, it would of been a nice top up towards CC debt but it was never in the budget.

Hope everyone has a nice Friday x x

caterpillarx

I've decided I need to start posting again as without coming on here I tend to go abit lapse on watching spends and getting our debt down. I think reading diarys and other money saving posts really help.

Today I'm at work so it's a NSD as I have brought dinner to work. I'm now in a different job to my last one, I gave my notice in back in June as they was the most awful company to work for and then I had about 3 months just on DH wage and I found I was so money savvy and now I'm working again I've not been watching what we are spending. DH got paid yesterday so I've been through what needs paying and have sent across money to different pots.

This week I'm trying to use up all our fresh food in the fridge as we are going away on Friday for a few days. I thought as I'm home all day tomorrow then I would do a stew for tea and a homemade soup ready for Thursday's tea as Im at work all day then.

I ordered the childrens big Christmas presents yesterday as it was 3 for 2 on Arg*s, in total I saved £65 as one of the toys had £25 off it too.

I need to update my signature as I think a couple of things may have increased!! Really not good at all

Cx

caterpillarx

I've decided I need to start posting again as without coming on here I tend to go abit lapse on watching spends and getting our debt down. I think reading diarys and other money saving posts really help.

Today I'm at work so it's a NSD as I have brought dinner to work. I'm now in a different job to my last one, I gave my notice in back in June as they was the most awful company to work for and then I had about 3 months just on DH wage and I found I was so money savvy and now I'm working again I've not been watching what we are spending. DH got paid yesterday so I've been through what needs paying and have sent across money to different pots.

This week I'm trying to use up all our fresh food in the fridge as we are going away on Friday for a few days. I thought as I'm home all day tomorrow then I would do a stew for tea and a homemade soup ready for Thursday's tea as Im at work all day then.

I ordered the childrens big Christmas presents yesterday as it was 3 for 2 on Arg*s, in total I saved £65 as one of the toys had £25 off it too.

I need to update my signature as I think a couple of things may have increased!! Really not good at all

Cx