Random debt letter from ccscollect.co.uk

Jon_gray

Hi everyone, hope this is the right place to post

I have been out of the country for five years, i have a bank account in the uk, no credit card, no loans, no overdraft or any other current debts at all, nothing.

But i did have, six to ten years ago.

Then today i received a letter from ccscollect.co.uk

Dear Mr ******

Our client reference: **** Ccs reference:****

We are attempting to contact the above named person regarding a personal matter. Following investigation we have been provided with the address above as the likely current residential address of Mr **** *****.

If you are the named person above, please contact us on 0800 781 4720 quoting reference number ******** and we will be able to give you further details of the matter we need to discuss.

If however -
YOU are NOT the person named above or possibly have information regarding the whereabouts of Mr **** ****, then please contact our investigation team in confidence on the number above, or email us at correspondence@ccscollect.co.uk.

Yours sincerely

Sam selby
ccscollect



Is this just a fishing letter, should i panic, call them or ignore them.

Thanks in advance for any help / assistance.

fermi

Just fishing at the moment. Until they (if ever) bother to write with proper details of what they are after, then I personally would just ignore them

Quite possible from what you say that any older debts you might have left would be statute barred anyway.

See: https://forums.moneysavingexpert.com/discussion/2606811

But unless/until they put something in writing rather than random fishing letters, then can't see any point in biting.

Jon_gray

Thank you for the quick reply,

The link provides some good info, hopefully not needed.

Many thanks, Jon

manny82

I have just received the same letter. Can I ask what the outcome was? Or any further advice would be grateful.


Thanks in advance.

sourcrates

manny82 wrote: »

I have just received the same letter. Can I ask what the outcome was? Or any further advice would be grateful.


Thanks in advance.

These companies buy debts in bulk, sometimes the only info is a surname and an amount, and a part address, they letter bomb everyone with the same surname in that particular area, or send texts if they have a number, just to see who responds, if someone does, they may chase them for the debt weather its theres or not, so unless you receive something specifically addressed to you and you know it is for you, ignore it !!!!

Lensman_2

Sourcrates is right. Ignore for now.

If you are a good match for their debt you will get a letter in a few weeks with an account number and a sum outstanding. If you get this then you might want to start dealing with it.

If you don't get anything then it wasn't (isn't) your problem.

manny82

Ok, Thanks for the advice.

fermi

Bite at this point and you are a hooked fish.