Overdraft advice needed

moneymonkey01

Hi, I have a Natwest account which is currently overdrawn by about £900; I am slowly paying this off each month but would like to pay it off quicker, because of the changes to Natwest overdraft charges coming in on 12 July. I don't know if it's best to apply for a 0% credit card and use that to pay the account off then pay the card off or whether I should use my other current account overdraft (£700, not used) - not with Natwest - to pay the Natwest account then use part of my salary to pay the Lloyds account.

Any advice appreciated.

LeaLea89

Hi moneymonkey01

I would have a quick look at the weekly email, it has this covered with the pro's and con's this week.

Personally i would go for the lowest cost option in the long run (i am personally with Natwest so i feel your pain!)

Hope this helps x