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Midsummer NSDness - the June NSD Challenge
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Evening All
Sunday evening update, maybe a short one as it’s a bit quieton here today?
Welcome to all the newbies on the June thread:wave:
Fedup – happy studying –the answer is 43? :rotfl: Found NSD 6 too :j:j
JellyBiactol profitmaking and NSD 3 :j:j in one weekend – worth theeffort, well done
Marmite NSD 6 & 3 in a row well done :j:j
Sazzie (that’s me) for Thursday,Sat, & Sunday NSD 5,6 &7 please:j
Slowlyfading stopped off to report in for NSD 5:j:jwell done
TheDragon glad your monthis working out yeah! to NSD 8:j:j
Zenshi checked in for NSD 4 :j:jkeep up the good work
Hi to
Beanielou mmm mocha &meringue, yum yum
Litldiddylilt never mind,sounds like you had a nice day and a good friend to share it with, tomorrow isanother day;)
Pozza73 Welcome to thethread, its never too late for us, 10 isa great target, Freeby will update you on the front page tomorrow
Freeby –:A doggies are suchbeauties, hope pup is back up to full fitness soon. Thanks for the updates
Back tomorrowDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
NSD # 2 & NSD # 3 this weekend :jLBM - 01/03/2010 - £21695.15 :eek:
Debt Free 01 March 2015 :T0 -
Just checking in with NSD #5 and 6 for the weekend so now on
16/6
Sat was an unexpected NSD because DH wasn't well (better now)
Sunday was spent listing items for sale and general de cluttering (filled another big bag for the CS) plus lots of washing dried outside
So feel I have achieved quite a lot this weekend
Hope this bodes well for the week ahead0 -
Good Morning
Is everyone raring to go for the new week all sparkly and shiny ahead of us????? No???? Me neitherWhy is the weekend so short
The front page is updated :T Thank you for the update sazzie :A
Have a great Monday everyone.Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
There are
43
of us taking part in the June NSD Challenge
and so far we have collected
136 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
NSD 4 was nabbed yesterday:jNo Buying Unnecessary Toiletries: July stash 72/0 INS/2 UU/0 TA0
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Good morning folks,
I hope everyone had a lovely weekend and enjoyed the sunshine. It was unbelievably warm and sunny in NI, although it is due to go back to what we're used to later tonight and the wet stuff makes another appearance. I didn't have an NSD on Saturday, but managed NSD5 yesterday:). I am off today and going shopping soon, so don't expect any NSD today, but will report back later. I hope everyone has a good day and an easy Monday, as the weekends seem to go incredibly quickly:(If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Morning all :hello:
I now have my 6th NSD
Thank you freeby, spoon, Marmite, Cheryl and Sazzie
IF"If wishes were horses, then beggars would ride"
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Good morning,
1 more NSD to add so far.
Onwards to snare some more!
Happy MondayDEBT FREE on the 23rd December 2013 :beer:
:j :T
Sealed pot 7 no 18940 -
Hiya all and welcome to June's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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