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I'm getting old!

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  • [Deleted User]
    [Deleted User] Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    dunstonh wrote: »

    Nothing official about a newspaper article.

    Especially one from "This Is Money", the pseudo-financial arm of that oracle of truth, the Faily Fail.
  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    No Will

    Good God, man, why not?
    Free the dunston one next time too.
  • mgdavid
    mgdavid Posts: 6,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ...........
    I can never understand how people do in fact expect to draw retirement pension as a couple, as seems to be imagined. Whose bank account would it go into?

    why, the man's of course! I suspect the root of the problem above (ref 'couple's pension) is that a number of people coming up to retirement still remember when married women didn't work and were supported by the husband even in retirement....
    The questions that get the best answers are the questions that give most detail....
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mgdavid wrote: »
    why, the man's of course! I suspect the root of the problem above (ref 'couple's pension) is that a number of people coming up to retirement still remember when married women didn't work and were supported by the husband even in retirement....

    Yes....my mum always said my dad had extra pension 'for her'. She didn't work outside the home and therefore had no pension in her own right.

    My friend , the same age as me, did not pay the full stamp and thought she would not get any Pension at retirement. She was very pleased when she got a percentage of the full amount based upon her husband's NI.

    So that is why people think there is a married couples' Pension.

    But to get back to the OP, if you both qualify in your own right, you will each get whatever you have built up as individuals.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    mgdavid wrote: »
    why, the man's of course! I suspect the root of the problem above (ref 'couple's pension) is that a number of people coming up to retirement still remember when married women didn't work and were supported by the husband even in retirement....

    But some of us, now long retired, remember the battles we had against this sort of an attitude.

    This idea, of course, was laid out by Beveridge in his famous Report of 1942. 'She has other duties' and 'replenish the race'.

    Unfortunately for him, and for other diehards, women had got used to earning their own money in two world wars and at other times, and wanted to continue in that vein. Those ideas began to die out at least 40 years ago. They were really a left-over from the Victorian age.

    Not a nice thought, is it - even in retirement, you'd have to ask him indoors every time you wanted the price of a new pair of tights. Can't imagine it, have never lived that way, and I've been retired for a good few years now.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • luxor4t
    luxor4t Posts: 11,125 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    .....Whose bank account would it go into?


    I remember the days when pensions (like Child benefit) arrived in a book of weekly vouchers to be taken to the Post Office to be 'cashed'.
    My grandmothers both had their own pension books, even though they received their pension via my grandfathers' contributions.

    As an aside, My dear Dad has waged a one man campaign for a weekly cash-in-hand pension payment, and until very recently was sent a weekly cheque as he refused to accept a bank transfer. He says one of the pleasures of old age is being curmudgeonly :o
    I can cook and sew, make flowers grow.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    luxor4t wrote: »
    I remember the days when pensions (like Child benefit) arrived in a book of weekly vouchers to be taken to the Post Office to be 'cashed'.
    My grandmothers both had their own pension books, even though they received their pension via my grandfathers' contributions.

    As an aside, My dear Dad has waged a one man campaign for a weekly cash-in-hand pension payment, and until very recently was sent a weekly cheque as he refused to accept a bank transfer. He says one of the pleasures of old age is being curmudgeonly :o

    I like your Dad's principles although I don't agree with his opinion on banks.

    I don't much like having to re-fight the issues we fought back in the 1970s.

    Yes, women do need their own money. Horrible thought if it went into someone else's account and you had to ask for every penny-piece. Or maybe you'd be given 'housekeeping', or 'pin money', the amount decided by the male part of the partnership.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • luxor4t
    luxor4t Posts: 11,125 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dad doesn't mind banks at all - he didn't like the dictat that he HAD to have his pension paid that way. Also, he felt he was keeping the post office open.... and he likes a good fight.
    I can cook and sew, make flowers grow.
  • mumps
    mumps Posts: 6,285 Forumite
    Home Insurance Hacker!
    luxor4t wrote: »
    Dad doesn't mind banks at all - he didn't like the dictat that he HAD to have his pension paid that way. Also, he felt he was keeping the post office open.... and he likes a good fight.

    Good for him, I don't like being dictated to either and sympathise with him. He is also right about the local post office, we lost one a couple of years ago and I can see another one going soon, won't be long till we have to go in to town centre for post office services and you then have cost of travel. My husband is disabled so the bus isn't an option and parking is a nightmare.
    Sell £1500

    2831.00/£1500
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