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best current 5 year fix 60%LTV
mart321
Posts: 45 Forumite
ive been looking into a first time buyer mortgage does anyone know of any better deals than these two i have come across
first direct 2.99% 5 year fix, reverting to 3.69%, no fees
hsbc 2.99% 5 1/4 year fix reverting to 3.94%, no fees.
first direct 2.99% 5 year fix, reverting to 3.69%, no fees
hsbc 2.99% 5 1/4 year fix reverting to 3.94%, no fees.
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Comments
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What is the loan amount? Term?
Fee free is not always the best deal depending on figuresI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
the loan amount will be 52k , i am buying a house for 156k with a deposit of 104k, actual LTV of 34% but any deals i have seen dont go below 60%, is there any specialist mortage deals for such a high deposit. the two deals mentioned seemed to me the best deals around for a five year fix. the term i am looking at is 15 years0
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Not worth paying arrangement fees on a loan like that.
There is a broker only deal at 2.99% no fees with £250 cashback.
Rate wise it is as low as you will get for no fees.
60% or 30% LTV the rate will be the same.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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