we are in this together

Salander

Hello,

Advice please. My wife and I ha a smsll business that went bust, and we both went bankrupt 5 years ago. Since then we have been rentung, saving a deposit and building our credit worthiness.

The question is:

We are both discharged bankrupts and linked. Would I be better off getting a single mortgage or joint??

(Its the acceptance im concerned about not the payments / affordability)

Thanks all

Thrugelmir

There's no reason for not making a joint application. If your wife earns an income in own right, then a joint application carries more weight.

GMS

Many lenders will not lend to somebody who has EVER been bankrupt so make sure you check criteria prior to applications so as to ensure no unnecessary credit searches.