1 year today to sort my life out!

Anniemai

Hi, I'm new to this so please help me if you see me failing!

One year today I will be getting married and starting my new life and really don't want to have these debts!
This is how it is:
Debt
Car Loan £1200
Credit 1 £1500
Credit 2 £650
Over draft £1250
Total £4600


Monthly outgoings
Rent £450
Phone £45
Insurance £30
Car loan £220Total £745


My income changes ever month because of my commission, I'll update it every pay day.

specialkaye

Hello, welcome to :money: , a few questions to help build up a better picture -

What is your average take home pay? What is the very minumum?
What other expenditure do you have eg food, clothes, car, loan repayments. Any other income eg. benefits, partners wages?

I would recommend doing a full statement of all income and expenditure as it makes it easier to see where savings can be made. There is a template on here somewhere- have a look at a few other diaries.

Hope this helps a bit.:)