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Student and applying for a Mortgage

As a student is it going to be extremely difficult to get a mortgage?

Sick of paying rent and myself and my partner are looking to buy. She works full-time.

Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It will be based on her income alone. Typically, she'll be able to borrow 5x her gross annual income, less the cost of any credit commitments, dependents, childcare etc.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • moneysavver
    moneysavver Posts: 36 Forumite
    Thanks I appreciate your reply!

    :)
  • And if you are not earning then I think you'll be counted as a dependent.
    Thinking critically since 1996....
  • moneysavver
    moneysavver Posts: 36 Forumite
    And if you are not earning then I think you'll be counted as a dependent.

    Thanks will look into this as well!
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