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Check My File. Is it any good?

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I've come across this credit checker site and its says it shows all your detail for experian, equifax, call credit etc.

Is it any good? Is it accurate to what is shown on the individual sites?

Might sign up for the free trial and see how i get on but just thought i'd see if anyone had any opinions on it.

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    From what I've ever seen, it will be missing credit account data from Experian which it doesn't make very clear to you when you sign up. And the data is often out of date compared to the actual info shown by the real CRAs.

    I would say you are better getting a £2 report from each proper CRA when and if you need them. That way you always know you have got everything, and it is up to date at the point of request.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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