Advice needed :)

couldowithelp

Hi All,

really hoping i egt some good info from you all!

Ok, down to it...

£3000 lloyds overdraft
£590 wonga embarassed:
£1600 Lloyds credit card
£1900 Capital one

All getting very much on top of me. especially after being made unemployed in october. Lloyds are useless, offered me a reducing overdraft at £60 a month, only £35 gets taken off due to the account fee. they wont even talk to me about the credit card and setting me up on a plan.

Capital one advised me to contact PayPlan, as did Debt Helpline. i set up a santander account and my wages will go into there every month now.

So, debt helpline have been called, its looking from my call with debt helpline that i will have approx £170 a month to give to the creditors. They were very good and were certain there was something they could do for me after the interview on sunday.

I suffer from Anxieity and am on meds, and its not helping whatsoever.

Please someone tell me im doing the right thing and it can be resolved!!

Bobarella

Hi there

Really sorry you are feeling so awful about everything. It sounds like you are taking positive steps forward, and seeking advice in the right places, as well as from people on here too, people often quote to say Martin Lewis belives no debt problem cannot be resolved.
Good luck to you
Bobarella