We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ Question - Help!!
MustStopSpending
Posts: 309 Forumite
My OH has a CCJ on his credit file which will be six years old in Oct, so I understand it'll be removed.
He has had no contact from this company, until today when a letter has been put through the door.
If he ignores it will the CCJ still go? I say he should pay up and it annoys me so much he has got himself into this situation but he can't afford to pay.
Any advice appreciated.
He has had no contact from this company, until today when a letter has been put through the door.
If he ignores it will the CCJ still go? I say he should pay up and it annoys me so much he has got himself into this situation but he can't afford to pay.
Any advice appreciated.
0
Comments
-
Is anybody there?!0
-
The CCJ won't go, he's still liable, although it won't show on his file any more. Not responding to it is risking enforcement action such as bailiffs, attachment of earnings, charging orders and so on. If he literally can't afford to pay anything then he needs to renegotiate the debt at a token payment of £1 a month - he does this by filling in an N244 form at his local county court.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards