Seriously thinking about cancelling experian

worriedwilf

Hey,

I posted earlier regarding my stress over repaying debts. In a nutshell we are paying off a fair chunk of debt over 24 months but I am constantly worrying about it.

I have got into the habit of constantly checking my credit report on experian. This is driving me mad as it not always updated and accurate.

I am seriously thinking of cancelling my experian account and just focussing on paying my debts back without the constant checking.

What do you guys think??

soontobemrsg

Cancel for sure. Your money would be best spent toward your debt and order the £2 statutory report every 6-12 months.

R_P_W

Yeah do it. It is a total waste of money

soontobemrsg

Should also have added that you may wish to sign up to noddle instead which is free.

happy_bunny_2

Even if you check it once a month for £2, then you still save.

OneLife_OneShot

I like the idea of constantly seeing it updated but paying £15 a month is not worth it.

Mara_uk7

Why not set yourself up a spreadsheet, at least if you are responsible for updating that yourself when you make payments, You will know its accurate. (and FREEEEEE !!)

worriedwilf

I have cancelled it! Thanks for all of the responses guys.

I keep quite detailed records of my payments anyway so it was a total waste of money (£9.99 per month in my case)

I was getting frustrated as some of the balances were not updated and it gave a false picture of my finances.