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northern rock - together morgtage

my wife had the for 7 years come Oct - will they pass on the .25% reduction on mortgage?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you think that there is a reason they wouldn't?
  • mick_1967
    mick_1967 Posts: 55 Forumite
    the last time my wife spoke with them they seemed to think she wouldn't receive the .25%. I think the advisor was incorrect thought - will check paperwork, was just being lazy asking on here.
  • We're in a similar situation. According to the website the Together mortgages are excluded from the loyalty rate. I've not checked my documentation yet though - I don't expect I'll get it as I seem to get nothing :) (my unsecured element is over £25k)
  • kingstreet
    kingstreet Posts: 39,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Together doesn't qualify for the loyalty discount and it never did. It has a special variable rate of 4.78%, not the standard variable rate of 4.79%.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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