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BCW good or bad!

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Have just received a letter today from one of my CC stating they have passed my debt to BCW who will contact me shortly

Are they good to deal with or not?
LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid

£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764

Comments

  • Call them and find out, the longer you leave it, the worse it will be
    DEBTFREE AND PROUD!!
  • Tixy
    Tixy Posts: 31,455 Forumite
    Not massively different to other debt collectors.

    You might find it better to always deal with them in writing and not to phone them.
    Most debt collectors are easier to deal with in writing if you are unable to repay the debt immediately. They are not so easliy able to use pressure tactics to get people to agree to pay more than they can really afford.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • zenshi
    zenshi Posts: 1,133 Forumite
    Part of the Furniture 500 Posts
    This is the first time I will have dealt with debt collectors, so may lean on you all when I need help :D
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I know all their calls are recorded, they are telephone based but pass out to 3rd partys for field visits
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • rizla_king
    rizla_king Posts: 2,895 Forumite
    Generally an unpleasant bunch. Deal only in writing with them.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
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