Buchanan Clark & Wells again....

Robothamster

Hi all, 1st time poster but have used some of the great info on here in the past.

A couple of months back I received a fishing letter from BCW and ignored it. Then a couple of weeks later I got one of their final demand letters, for a company I'd not heard of.

I used the Prove it letter template from here and was pleased to get a letter back a couple of weeks later stating they would investigate and have issued a cease all action notice.

I thought that might be the end of it....

I got another letter Friday, titled 'Interim Report' and they are saying they are still investigating and it would take about 4 more weeks. In the mean time can I contact them to confirm I used to reside at "my old address".

My question is, should I bother confirming I did or not bother? Also, has anyone else been here before and what did they do? Maybe there's another template letter I can use?

Many thanks.

Rob.

fermi

Personally I would wait.

lynz68

Don't do anything.

harrys_dad

they are still fishing, do not give them any information at all.

OneLife_OneShot

If you honestly do not owe them anything then I would let them try and prove it.

They will just give up in the end. So many low life companies do this by praying on people's fear of debt.

Robothamster

Excellent, that's kind of what I was hoping to hear. :beer:

Thanks all.

zabafrog

i have received a letter this morning from Buchanan CW.. stating they have been asked by Aktiv Kapital Uk LTd in relation to an un resolved matter.. goldfish bank/Morgan Stanley credit card..

for a balance of £2.243.59.. from what i don't know.. i don't have a credit card and i lived out of the country for 10yrs.. paying all balances off before we left..

they are giving me 2 options either pay £448.72 by 13/6/13 and Akitv will waive remainder of balance
or option 2 set up a payment plan..

i am so scared i am a single mum working full time and struggle as it is.. i don't what this debt is or why they targeting me.. i honestly don't have a clue what to do..

i got in a debate with B2 website a few month ago could this be related, they were a website offering an introductory one off month fro £5 then walloped me with a massive bill and costs , i told them go stick it , and asked for proof of my paperwork etc etc and to date they have done nothing .. i am right in presuming this company could be working for them..

i really am worried , i don't want people coming knocking on my door or threatening me and my children.
any advise PLEASE

happy_bunny_2

zabafrog wrote: »

i have received a letter this morning from Buchanan CW.. stating they have been asked by Aktiv Kapital Uk LTd in relation to an un resolved matter.. goldfish bank/Morgan Stanley credit card..

for a balance of £2.243.59.. from what i don't know.. i don't have a credit card and i lived out of the country for 10yrs.. paying all balances off before we left..

they are giving me 2 options either pay £448.72 by 13/6/13 and Akitv will waive remainder of balance
or option 2 set up a payment plan..

i am so scared i am a single mum working full time and struggle as it is.. i don't what this debt is or why they targeting me.. i honestly don't have a clue what to do..

i got in a debate with B2 website a few month ago could this be related, they were a website offering an introductory one off month fro £5 then walloped me with a massive bill and costs , i told them go stick it , and asked for proof of my paperwork etc etc and to date they have done nothing .. i am right in presuming this company could be working for them..

i really am worried , i don't want people coming knocking on my door or threatening me and my children.
any advise PLEASE

Best start your own thread for this.

Was it addressed to you?

If it says its for a card and its not yours, maybe someone with a similar or same name. They don't care who pays...

You need to send the prove it letter I suggest, not sure where the template is on here though.

harveybobbles

Send the prove it letter or just save your self the price of stamp and reuse their own envelope with "Return To Sender" scrawled on the front.