Advice needed mortgage with danske bank

catherine238

I have trailed through this site for days for a simular situation but to no luck

Brief history

Finally myself default free after 7 years myself no adverse info on credit report good wages same Job for NHS for 6 years.

Partner good wages nearly a year in her job ( made reduntant in her last job)
Good credit report and 970 score ( I know this means nothing) except for 2 years ago she got a provident loan payed it every month payed it off. Threw away her payment because we moved and knew she wouldn't take another loan with them again just a quick fix. Agent collected the cash when ever he wanted it was ment to be her pay day at end of month but sometime he didn't call for upto a week late etc..
Now the problem is we were just about apply for a mortgage with danske bank and have notice providen have placed 10 late payments for her time in the loan all are marked 1111111111 ??? If you miss payments it goes 12345678910?? We have disputed this but provident wont budge and are taking their agents side because we didn't keep her payment book.

QUESTION this is our only adverse information and we already have been given by co ownership approval for 72.250 (rent to buy)
Will danske bank turn us down for a mortgage with this on her credit file?? Last 1 on report is January 2012

Thanks for your help in advance

Catherine