Heading for a new life.......

stafftopets

Back to taking control after a lovely holiday - decided that now is the idea time to change so here we go.

Starting this morning by going through all my outgoings and incomings and setting up things differently as it is not working currently.

Will be back later today with an update but at the moment coffee at the ready and I am eager to start.

Speak later........

stafftopets

Steps taken so far.....

1. Have gone through all coupons for any that are money vouchers - found a total of £16.50 to spend at Sains**** & T****. (still to check DH's nectar card).

This can cover my rabbit's fresh food for a couple of weeks as our food shop is going to be done online weekly so that we do not enter any shops.

2. Overdraft was up for renewal, rang bank and asked for it to be reverted back to standard with current account thus removing £300 from our outstanding debt. :T
3. Meter readings for gas & electric and input onto website.

Off now to collect our rabbit from his holiday home.

Will be back as I am on a roll at the moment and I have so many ideas rolling around in my mind.

stafftopets

Been AWOL for a little while as computer died but now I am back and still determined as ever.

Just been updating our outstanding debts and the figures are looking better.

Catalogue £0 - will close account when next statement received so no hidden charges appear.

Credit Card: £2468.73

Loan: £14567.28

Loan: £1816.83

Loan: £9975.84 :T under £10K at last.

Loan: £186.90

So far have paid off £4079.59 since LBM in February.

Need to update signature.

I am well impressed with myself, as DH is a little bit of a spendaholic and I have kept him under control as well.

Bye for now.
Maggie x

stafftopets

Calling in early this morning to update.

Withdrew £10.00 for Christmas savings tin - started in January at £5.00 but emptied it for my holidays so now playing catch up.

Small amounts of £2.30 & £4.95 paid off credit card as rounded down bank.

Not sure what is going on at the moment with Npo*** regarding my direct debit as they have a credit on their account but no direct debit from our bank - will need to look at that later.

Hopefully the rest of day should be NSD, that totals 4 this week :j- this is definitely a record for me. Tomorrow will be a spendy day as need a few items to top up in fridge especially greens for my pet rabbit.

Speak soon
Maggie x