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Advice please re mortgage

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This is the jist of my fianance

CC £18000 DEBT
SHARES £15000 can pay out intrest free
LOAN £850, OFFSET OF £1500, so up £650

MORTGAGE £17000, £150pm
PAYE £10-12000, NOT RELEASED.

What would you do in those circumstances, been advised but dont want to.

£18k + £17k, get offset mortgage for £35k, paid off CC, still have £15k shares but my mortgage payment will go from £150 to £360pm + 3 yrs more.

Comments

  • BAILIFFCHASER
    BAILIFFCHASER Posts: 936 Forumite
    is your debt made up of bank charges ?
    ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON
  • boydE
    boydE Posts: 376 Forumite
    no bank charges at all, sorry, forgot to mention CC is 0%
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