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Paying off my overdraft one last time!!
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Purpleroses
Posts: 4,125 Forumite
After another sleepless night worrying about a lack of money it's time to get serious! I've been on these forums for years and in 2010 became debt free after clearing £15,250.33. its been one thing after another lately and so have had to use up my overdraft.
i've cut down on everything. use the bike/walk as much as possible. i'm using up everything in the cupboard/freezer too which is really cutting down the food bill.
work have reduced my hours so to clear off my debt it's all going to come in via ebay/etsy/facebook/craft fairs.
I have £1800 to clear. which doesn't sound like a lot but will be quite the challenge. i'm just glad its not £15k like last time.
I had a clear out this morning and have a box of stuff to ebay which i'll work on over the weekend.
I've never done a diary on here but hope it will keep me going!!
anyway enough talking, ebay is calling lol xxx
i've cut down on everything. use the bike/walk as much as possible. i'm using up everything in the cupboard/freezer too which is really cutting down the food bill.
work have reduced my hours so to clear off my debt it's all going to come in via ebay/etsy/facebook/craft fairs.
I have £1800 to clear. which doesn't sound like a lot but will be quite the challenge. i'm just glad its not £15k like last time.
I had a clear out this morning and have a box of stuff to ebay which i'll work on over the weekend.
I've never done a diary on here but hope it will keep me going!!
anyway enough talking, ebay is calling lol xxx
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Well done Purpleroses! You did superb previously and im sure you can do it again
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Hi Purple, saw on the £10 a day Challenge thread that you'd started a diary so thought I'd drop by to say Hi and give some moral support
Having a diary can be a real help, though I have to hang my head in shame that I haven't been updating mine as regularly as I should recently, mainly due to the new job & extra "other" work I've been doing.
You did so well last time shifting £15k of debt, I've no doubt you'll do it again :A
Angel xx~ On the Road to Making Dreams Happen ~
January £10 a Day Challenge £ 0.00 / £750 - (Running Total £1,512.11)
52 Week Challenge £ 0.00 / £1,378
Debt Owed £23,200 / £19,251 - Mtge Owed Bal £140,000 / £130,940 - Total Debt Balance Owed : £163,200 / £150,1910 -
Best of luck for getting debt free!0
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Evening, thanks for popping by :wave:
started listing on ebay, aiming for 4 items a day! that should soon add up.
set a rule if i haven't used it in 3 months its getting sold lol!
xx0 -
Happy shiney new diary.
You can do this.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good luck
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have you got cash (£463) in a sealed or £2 pot? If so, that would clear 26% of your overdraft in one go.!!
> . !!!! ----> .0 -
Hey PurpleRoses!
Some more support from a £10 a day'er here! I should really start a diary, might make me keep at it! Lol.
Anyway, good luck! I'm sure you can do it!
CP xxxSlimming World Challenge 2017 0/30.5lb
Grocery challenge 2017 JAN: £5.56/£3500 -
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thanks for popping by everyone
had to refund someone whos item didnt turn up. sob!! only £10 but still. on the plus i won a 28 piece picnic set which is going straight onto ebay lol0
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