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Clearing old CCJ
baggies1
Posts: 36 Forumite
Hi all,
My wife and i have an excellent credit score save a ccj issued to my wife 4.5yrs ago.
The debt has since been paid off however i want to get the credit record "satisfied" that we have repaid the debt.
The debt was with natwest.
As i understand it i need proof from Natwest that we've repaid all monies and then speak to the county court.
Does anyone have any idea which department to head for at Natwest?
I'm not even sure where to start.
I think the solicitors for them that dealt was cobbetts or suchlike, is it worth trying through them or should i deal with the bank directly?
any help would be great thanks.
My wife and i have an excellent credit score save a ccj issued to my wife 4.5yrs ago.
The debt has since been paid off however i want to get the credit record "satisfied" that we have repaid the debt.
The debt was with natwest.
As i understand it i need proof from Natwest that we've repaid all monies and then speak to the county court.
Does anyone have any idea which department to head for at Natwest?
I'm not even sure where to start.
I think the solicitors for them that dealt was cobbetts or suchlike, is it worth trying through them or should i deal with the bank directly?
any help would be great thanks.
0
Comments
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Hi Baggies
Have found this advice on here:
https://forums.moneysavingexpert.com/discussion/2561867
Also found:
https://www.gov.uk/county-court-judgments-ccj-for-debt/ccjs-and-your-credit-rating
http://www.!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!/ccj-removal/step-by-step-process.php
Or you could wait the 18 months out and it will 'drop off'
Best of luck.I got there - I'm debt free and intend to stay that way. If I haven't got the cash, it doesn't get bought. It's as simple as that.0
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