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Partner & I need help choosing a Mortgage!!!

Hi my partner an i need help in deciding which mortgage to go for, we are both first time buyers.

im earning 23200 and my partner earns 21000(this due to go up a few grand later in the yr)

neither of us has any loans outstanding, tho my partner has 4000 on a credit card.
we both have around 4000 in savings each.
we've looked at all the mortgages out there but are a little lost by all the jargon that comes with it.
the house we are looking at is 160000 and would be looking to get a mortgae for around 152000 as i can get an 8000 interest free loan off the armed forces.
so we are really looking for advice from other people who have been in a similar predicament, look forward to hearing from you. thanks:beer:
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