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T minus 4 sleeps ....
TDMum
Posts: 394 Forumite
Until we're freeeee! I just phoned "the office" to find out why my IPA payment hasn't been taken yet, only to be met with a rather curt unhelpful answer. Anyway I asked if they could check to see how many payments were left, as I had conflicting paperwork so wanted to be sure, and was told after the one that's lingering in my bank account has been taken there's only 1 payment left!!:T Also I can pay it early if I choose so instead of waiting until mid June it will be paid on Monday! 
We were declared BR 3 years 2 months ago and the end is within touching distance! It's most definitely had its' ups and downs but it was very much something we needed to do. My husband and I got our relationship and family life back and actually have been truly happy despite the bumps along the way. Our attitude to money has done a complete 180 and for the first time we actually live within our means (with the exception of cars blowing up, council tax !!!! ups and evil landlords) and think about what we spend our money on.
The plan now is to repay the above "surprises" which should be done by August, and then start saving for a 30% house deposit and commence the dreaded credit file cleanup.
Without the information and support of this site from the beginning we would not be where we are now so from the bottom of my heart, thank you! For all those about to start the journey, good luck! It is nowhere as scary as you think it will be, you WILL find ways around the unexpected surprises, you WILL become more resourceful and mindful of spending and most importantly you WILL get your life back and be happy once more
We were declared BR 3 years 2 months ago and the end is within touching distance! It's most definitely had its' ups and downs but it was very much something we needed to do. My husband and I got our relationship and family life back and actually have been truly happy despite the bumps along the way. Our attitude to money has done a complete 180 and for the first time we actually live within our means (with the exception of cars blowing up, council tax !!!! ups and evil landlords) and think about what we spend our money on.
The plan now is to repay the above "surprises" which should be done by August, and then start saving for a 30% house deposit and commence the dreaded credit file cleanup.
Without the information and support of this site from the beginning we would not be where we are now so from the bottom of my heart, thank you! For all those about to start the journey, good luck! It is nowhere as scary as you think it will be, you WILL find ways around the unexpected surprises, you WILL become more resourceful and mindful of spending and most importantly you WILL get your life back and be happy once more
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Comments
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Congratulations TD Mum! i know it is a great feeling.
:j :j
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Congratulations from me too TD Mum :beer:"If wishes were horses, then beggars would ride"
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Well done it was nice to hear the other end, and also hope for others and maybe a lightbulb moment for those of us looking at our own situations and seeing what is best for us in our own long term aspirations
defo the site has been great for me and my family in lots of small ways too
have a sunny weekend ciao MAZ:beer:Sealed Pot Challenge member 1525
"Knowledge is the Power to get Debt Free":j
Truecall device, stops all the unneccesary phone calls - my sanity has been restored and the peace in the house is truely priceless!:rotfl:0 -
congrats, well done0
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Thank you everyone! 1 sleep, Eek! I don't think I've ever been so excited to pay a "bill" and I doubt I ever will be again 0
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Yeah :j today's the day. Congratulations. :beer::jMay 2013 new beginnings:j0
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We're FREEEEEEEEE!!! :T:D:T0
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Congratulations:jMay 2013 new beginnings:j0
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