23.5.07 what small dfw thing will you do today?

hypno06

Hello lovely DFWers

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will:

- send everyone out with packed lunches
- have a no spend day
- do a mystery shop
- pay my ebay cash to my credit card as an overpayment
- update my signature totals
- do a matched bet or two
- not increase my debt in any way
- be positve!

Have a good day everyone x

GirlRacer_2

Good morning Hypno and all who follow. Today I will/have

- Checked online banking to make sure enough money in there for DD's
- Packed lunches for all
- Dry washing on the line
- Not increase my debt any further

And tonight I'm going to have a massive drink because Birminghan Midshires have made me an offer of £555 out of £580 for reclaiming my charges wayhay.

Hope you all have a good day x

GettingThingsDone

Morning everyone!

1. Finish off expenses
2. Meditate - I know it's not DFW, but it helps me get things done...

Keeping them short and sweet these days

Have a good one - hope it's sunny where you are!

Karmacat

Morning hypno, morning all!
Today: today, I'm not gonna post any other targets till I've done *everything* I've previously stated I'm gonna do!!!
Byeeeee

crawley_girl

Morning folks

Today I:
* have checked online banking
* made a small payment towards a credit card
* am catching a bus into work
* doing a sleep in at work so a few extra pennies in my purse come end of the month
* will use my prepay prescription certificate
* will eat dinner for free at work

:heartpuls CG :heartpuls

moneymaker2

Morning all,

Today I will/have:
*checked my online banking (woo hoo £538 charges refunded)
*Have paid off £106.17 overdraft (18.9%)
*Only buying milk from shop.
*Check mystery shopper jobs
* Sort out shopping list
*Take photos of sofa and put them on ebay
*Transfer extra monies over to savings account
*Sort out stuff for car boot on Sunday

iamstacie

- I have bought sandwiches from home for lunch (made homemade bread last night)
- Left debit card at home and only brought 75p out with my for teas & coffees
- Skilfully avoided getting stucked into the canteen by the smell of bacon by going into the building the other way and only going down for milk for my cereal after breakfast had been put away
- I intend to sort the spare room out for car boot things
- Find out where my nearest car boot sale is held!
- OH has posted my bank charge reclaim letter to A&L for £1400
- OH has posted my ebay parcel so I don't feel bad about taking the money out of paypal and into our savings account.

lynsayjane

good morning hypno and friends

today i have/will,
*leave my purse at home for a nsd (went to pub after college last night argh)
*take packed tea to work this evening done
*eat brekkie and lunch out of the cupboards done
*shower with the light off to save electric (stupid I know but I hate the harsh light too!) done
*write up my spending diary for the past few days and go through my paperwork done

thats enough considering I have a whole book to read and an essay on it to do a first draft of before friday :eek:

Shineyhappy

Hi all!

Today I have/will

-have a NSD
-do my piggy comps
-investigate the daily clicks spreadsheet Eager learner was kind enough to send me
-actually get at least one item ready to put on Ebay tomorrow
-take a packed lunch to work


Hopefully I will think of more dfw stuff to do too

Storm

Today I have/will:

- checked online banking
- brought breakfast to work with me rather than buying a croissant
- getting free lunch at work
- walking to post office to pick up parcel rather than pay for parking for 2 minutes!
- going round a friend's for dinner to use their internet to apply for a better paid job!

myteeduck

i will have:
-left my purse at home
-taken a snack with me to work
-sorted out my piggy banks (DONE)
-checked credit card/debit card totals (DONE)
-not increased my bills for next month
-hunted for a cheaper mobile phone tarriff (DONE- will be able to cut cost in half)
-hiden my credit card (DONE)
-looked for things to sell on ebay
-put items that i wanted from work back.