Mortgage difficulty - contacting the bank

Irishgal_2

Thanks for all your help! I will contact the bank and see what our options are.

Bankruptcy will be difficult. I have absolutely no idea what to expect. It terrifies the life out of me. Have been looking through the bankruptcy forum on here but again, there is lots of scary info!

Will also make an appt with CAB to discuss.

Thanks again for all your help and words of encouragement.

butterflymum

If you haven't already, have a read at this thread by username mrswallace:

https://forums.moneysavingexpert.com/discussion/4027725

as well as some of her other threads.

You maybe find some helpful suggestions/inspiration in same.

piglet74

I know its scary Irishgal, but as pointed out above, you first posted about the same thing 2 years ago.. Can u really see yourself still living like this in 2 years.. Or even being in a more dire situation!

Get out bfore it gets any worse, don't torture yourself over a house!

Good luck with it all, wotever u decide.

Irishgal_2

Thanks again for all your help and advice.

I wanted to get some opinions. We are pulling together all the info for the bank and we know in our heads we no longer want to live where we are and pay any more money into it.

We have seen a rental property we love and they don't come up in our area very often. Should we just bite the bullet and move??

We have stopped paying our mortgage and have got to stage we just need out.

Any help and advice much appreciated.