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Sick pay insurance

My current employer does not offer any sick pay other than SSP. If I am off I therefore don't get paid my current daily rate. Does anyone know if any companies offer sick pay insurance. For example, if I have 3 days off ill in June, I can claim against my policy for those days to ensure my monthly income is protected?

Many thanks

Comments

  • claret_mike
    claret_mike Posts: 324 Forumite
    Most policies that offer cover of income whilst off ill are PHI policy. However it's 30days off normally before it kicks in.

    The other option is to look for PPI type policies for covering debt repayments etc but again thats usually 30 days.


    I think the best solution is to save up and have sufficient savings to cover short term absences.
  • SueC_2
    SueC_2 Posts: 1,674 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Must things are insurable... at a cost.

    But as claret_mike suggests, for an odd day here and there you would probably find it cheaper to 'self-insure' in a biscuit tin under the bed.
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