BLS collections

fermi

If that account is an old defaulted one that is now dropped off, then that settlement will NOT (re)appear on your file.

Technically the company will report the settlement to the CRAs, but because it is on an old removed account the CRAs will not allow it to show on your report.

harveybobbles

happy_bunny wrote: »

Not to hijack the thread, got Capquest to settle for 30% to avoid the grief. Old hugely unenforceable catalogue debt. Thanks for the pointers. I was going to send special delivery too, as they say it has to get there by a certain date and I don't want them to cash the cheque, say it got there late and withdraw the offer.

I also am a bit paranoid!

Even though you knew it was unenforcable you still paid? This is exactly how these scumbag DCA's make thier money.

smartskyline

harveybobbles it was never unenforcable, I just took a long long time to pay it off :-( It was my debt and I have paid every penny off, maybe just me, maybe old school, but I got myself into this mess, and I have got myself out.

No-one will thank me of course, and maybe I should have gone bankrupt years ago, but never mind, I am at the end of a very long and sometimes dark road, and once done, I do not want anyone coming after me... ever!

happy_bunny_2

harveybobbles wrote: »

Even though you knew it was unenforcable you still paid? This is exactly how these scumbag DCA's make thier money.

In the end I saw the light and never paid the 30%.

They have now sold it some other losers who won't be getting a bean either

They have used a lot of stamps on me so probably made a loss.