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Confused over CSA...help please :-)

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Hi all,

My OH has a child from a previous relationship, we also have 3 children of our own. We have just recently got back together, prior to this my OH was receiving JSA and having maintenance deducted from that. Obviously since we have moved back in together we have switched over to WTC and CTC in a joint claim.

At the moment my partner doesn't work, he's currently on the final training for his new career and will be working by the end of the year.

I work full time and receive WTC. As my partner is the one who drops off and collects the children from school, he receives the CTC. Both the WTC and CTC are paid into my bank account in my name only - we hadn't yet got around to opening a joint account when the Tax Credits had gone through.

My question is, can the CSA take maintenance payments for my OH's child from the WTC I get, my wages, or the CTC my OH gets for our children?

My OH is not trying to avoid paying the maintenance, infact he has tried on several occassions over the years to come to an arrangement between the childs mother and himself via a solicitor concerning maintenance where he would be offering her more than she was getting through the CSA and he would provide for him with school uniforms etc, yet the mother has proved to be awkward to say the least about it!

We would just like to know where we stand with regards to the maintenance payments now that my OH doesn't actually receive any money of his own. I know he gets a set amount on my WTC payments, but this is payable to me and goes into my own bank account so not sure if they would be able to request payments come from my bank at all?

Any advice would be appreciated.
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Comments

  • kevin137
    kevin137 Posts: 1,509 Forumite
    It is my understanding that it works that if he is the main earner it is all considered, if it is about the same you both earn then half is considered, but with you as the main earner none is considered...
  • Marisco
    Marisco Posts: 42,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I thought CTC was regarded as income, regardless of who earns the most? I thought it was only WTC that had a sliding scale i.e if NRP earns the most all is taken into account, if you earn the same, half is, and if the NRPP earns the most, none is taken into account??
  • HoneyNutLoop
    HoneyNutLoop Posts: 568 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Marisco wrote: »
    I thought CTC was regarded as income, regardless of who earns the most? I thought it was only WTC that had a sliding scale i.e if NRP earns the most all is taken into account, if you earn the same, half is, and if the NRPP earns the most, none is taken into account??

    That's correct - for CS2 at least. It works differently for CS1 and all of it - WTC/CTC - is ignored for CS3.
    I often use a tablet to post, so sometimes my posts will have random letters inserted, or entirely the wrong word if autocorrect is trying to wind me up. Hopefully you'll still know what I mean.
  • fedupandhurt
    fedupandhurt Posts: 46 Forumite
    That's correct - for CS2 at least. It works differently for CS1 and all of it - WTC/CTC - is ignored for CS3.

    Under CSA3 no longer will greedy cash motivated PWC's be able to have a slice of another family’s tax credits it might legal but its morally wrong.

    I personally would be more in favor of the child support smart card which is been banded about by various MP'S where child support is loaded onto the card and can only be spent on essentials as clothing, food, gas and electric and extra activities at participating places.
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    Under CSA3 no longer will greedy cash motivated PWC's be able to have a slice of another family’s tax credits it might legal but its morally wrong.

    I personally would be more in favor of the child support smart card which is been banded about by various MP'S where child support is loaded onto the card and can only be spent on essentials as clothing, food, gas and electric and extra activities at participating places.

    And no more will dead beat dads be able to salary sacrifice the bulk of their salary in to their pension scheme to lower their CM liability.
  • Sensemaya
    Sensemaya Posts: 1,739 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Under CSA3 no longer will greedy cash motivated PWC's be able to have a slice of another family’s tax credits it might legal but its morally wrong.

    I personally would be more in favor of the child support smart card which is been banded about by various MP'S where child support is loaded onto the card and can only be spent on essentials as clothing, food, gas and electric and extra activities at participating places.

    I am sick and tired of reading absolute cr*ap like you have written: 'greedy cash motivated PWC's be able to have a slice of another family’s tax credits'

    Please explain 'greedy cash motivated PWCs' to us because I don't understand it given PWCs do not have any say whatsoever in calculating child support.

    You know what that is for? For a child/children from a previous relationship that you must support.

    Or is that you can walk away, find another partner, give her a good rogering and sod your other children?

    'child support is loaded onto the card and can only be spent on essentials as clothing, food, gas and electric and extra activities at participating places'

    You sound a right control freak. But now we expect the response being: PWC will no longer be able to have her hair done, smoke fags, go on the booze etc etc etc

    How far do you think the usual pittance NRPs are generally assessed to pay...take a fiver, for example, will cover 'essentials as clothing, food, gas and electric and extra activities at participating places'?

    Not very original and very tiresome.
  • krashovrload
    krashovrload Posts: 167 Forumite
    Part of the Furniture Combo Breaker
    Sensemaya wrote: »
    I am sick and tired of reading absolute cr*ap like you have written: 'greedy cash motivated PWC's be able to have a slice of another family’s tax credits'

    Please explain 'greedy cash motivated PWCs' to us because I don't understand it given PWCs do not have any say whatsoever in calculating child support.

    You know what that is for? For a child/children from a previous relationship that you must support.

    Or is that you can walk away, find another partner, give her a good rogering and sod your other children?

    'child support is loaded onto the card and can only be spent on essentials as clothing, food, gas and electric and extra activities at participating places'

    You sound a right control freak. But now we expect the response being: PWC will no longer be able to have her hair done, smoke fags, go on the booze etc etc etc

    How far do you think the usual pittance NRPs are generally assessed to pay...take a fiver, for example, will cover 'essentials as clothing, food, gas and electric and extra activities at participating places'?

    Not very original and very tiresome.

    ++

    'Cash Greedy motivated PWCs is right up there is 'Dead Beat Dads' and '£5 pittance' I am afraid...

    And as for 'give her a good rogering...' :rotfl:

    ++
  • Sensemaya
    Sensemaya Posts: 1,739 Forumite
    Part of the Furniture Photogenic Combo Breaker
    ++

    'Cash Greedy motivated PWCs is right up there is 'Dead Beat Dads' and '£5 pittance' I am afraid...

    And as for 'give her a good rogering...' :rotfl:

    ++

    ;) But the difference between the PWC Cash & the NRP Dead is the former is dictated by the CSA and has no control whereas the latter does their best to get out of paying.

    And 'the fiver' ...well that's a corker. Probably costs more in adminstration...(sorry I mean Maladminstration) where the CSA is concerned:(

    Glad you liked my roger the codger:T

    Sincerely

    Justin Time
  • krashovrload
    krashovrload Posts: 167 Forumite
    Part of the Furniture Combo Breaker
    Sensemaya wrote: »
    ;) But the difference between the PWC Cash & the NRP Dead is the former is dictated by the CSA and has no control whereas the latter does their best to get out of paying.

    And 'the fiver' ...well that's a corker. Probably costs more in adminstration...(sorry I mean Maladminstration) where the CSA is concerned:(

    Glad you liked my roger the codger:T

    Sincerely

    Justin Time

    ++

    Old Roger did make me smile - I must admit.! :beer:

    ++
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